Is there any online banks which is not like online banking of banks or

paypal or moneybookers.? electronic banks and emoney i mean not kids stuff like paypal sort of thing where you can't deposit or make transactions worth millions .and not even the so-called online banks like citibankonline or hsbconline banking or jpmorganonlinebanking kinda stuffs.

I want real ebank .to make matter more easier let me give you an example of post office and yahoo ,hotmail and google server .these days these guys work as post office and we open our email accounts in our computer rather than physically go to office .

note : emails are not the electronic counter part of the snail mail we receive in our post box .post box versus inbox

bank account versus: eaccount or even eccount.

I don't really understand what you're asking about...if you're talking about "online only" banks, yes, there are quite a few - usually owned by a bricks and mortar banks as they still need banking licenses.

well, I used to belong to a credit union, and at that time, you could do banking via the telephone. I had to call them, and they would send me my withdrawl. I also mailed them my deposits, as well as direct deposit at that time. I do understand you are looking for something simplified, but, you really should look at Bank of America, if you have it where you are. They are excellent, great online banking services, its all free, and all transactions are in real time. You can even make cash or check deposits at the ATM, and you can view images of paid checks online as well. I like Bank of America.

can you please explain a bit more? I don't quite understand either