Hi,

I sell software and training movies off of my website to pro-photographers.

I have been using '2checkout' for my online credit card processing for 5 years. They are reliable.

However, they are expensive and do not offer a way to take credit cards face to face or over the phone.

I need a credit card swipe machine and I'm told I need a merchant account for this.. I have been selling my software and training movies as a sole proprietor for the last 5 years.

I have not registered any business name.

What do I need to do to be able to accept credit cards face to face and get a credit card swipe machine?
Thanks.